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<p>Financial literacy is about making educated choices that safeguard your future and enhance your life, not just knowing about how money works. A story told to me by my dad about his maternal grandmother shows how financial knowledge can impact generations.</p><figure id="figure-ig6c540d3m41imo22"><img id="ig6c540d3m41imo22" src="https://media.gettyimages.com/id/509628485/photo/elderly-woman-looking-at-old-documents-in-a-leather-case.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=Ws6N2MpW7DjRBoWheW15wme9j7ok85I0LELRAxWPP1I=" alt="Elderly woman looking at old documents in a leather case" title="Elderly woman looking at old documents in a leather case" class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9; object-position: center center;" data-corners="default" data-aspect="16:9" data-caption="" data-positionx="undefined" data-positiony="undefined" data-fullwidth="false" data-mce-src="https://media.gettyimages.com/id/509628485/photo/elderly-woman-looking-at-old-documents-in-a-leather-case.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=Ws6N2MpW7DjRBoWheW15wme9j7ok85I0LELRAxWPP1I=" data-mce-style="aspect-ratio: 16/9; object-position: center center;"></figure><p><br>My great-grandmother made a crucial financial choice after decades as a public-school music teacher. Her pension choices were a flat amount or lifelong monthly payments. Her first husband, a successful businessman, persuaded her to take the consistent monthly payments, which may have offered financial security in unpredictable times.</p><p><br>But she chose another route, persuaded by her new spouse. She took a lump distribution against her better judgment. The money quickly ran out, leaving her and her husband penniless and depending on Social Security for their remaining years.</p><p><br>I learned from this decision that money isn't simply about having it; it's about making it last. Without financial knowledge, many make rash decisions that endanger their futures. Financial literacy is crucial because it helps people evaluate choices, analyze risks, and make educated, goal-aligned decisions.</p><p><br>Financial knowledge matters more than ever nowadays. Financial issues like school debt and retirement planning have become more complicated. Lack of budgeting, saving, and investing skills may lead to debt and missed opportunities to build wealth. Truly understanding the difference between a lump sum payment and a guaranteed annuity might mean financial stability or suffering.</p><figure id="figure-l2bmeuuofs8m41invgt"><img id="l2bmeuuofs8m41invgt" src="https://media.gettyimages.com/id/1283691059/photo/making-retirement-a-time-for-gains.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=6SKcJQls3oBy4GA3tm2oe5G2JEZJmbvR4Jx5Q0nF5jc=" alt="Making retirement a time for gains" title="Making retirement a time for gains" class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9; object-position: center center;" data-corners="default" data-aspect="16:9" data-caption="" data-positionx="undefined" data-positiony="undefined" data-fullwidth="false" data-mce-src="https://media.gettyimages.com/id/1283691059/photo/making-retirement-a-time-for-gains.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=6SKcJQls3oBy4GA3tm2oe5G2JEZJmbvR4Jx5Q0nF5jc=" data-mce-style="aspect-ratio: 16/9; object-position: center center;"></figure><p><br>My great-grandmother's story moves me. It shows that financial literacy benefits families and communities as well as individuals. Her experience motivates me to promote financial education.</p><p><br>Financial literacy can change lives, break poverty cycles, and generate possibilities for future generations. Financial literacy is a tool for independence, stability, and empowerment. I want to continue my great-grandmother's heritage and save others from terrible lessons.</p><p><br></p>

The Power of Financial Literacy: Lessons from My Great-Grandmother’s Pension Decision

<p>Attending Coach Tommy Amaker's Basketball Academy at Harvard University was a remarkable experience that extended beyond basketball. Coach Amaker's guidance touched on the qualities that not only make a great player but a great person. Below are the most impactful takeaways from my time at the academy.</p><figure id="figure-riftptlyifm18qecrm"><img id="riftptlyifm18qecrm" src="https://cdn.durable.co/blocks/atLNvpmjsxREw8mpi3mMGvLedGidXoSrs0xIYYms8xMLt9l2Hgqb3ilTLfN13kIS.jpg" alt="typewriter for writing books. an old typewriter and white sheets around it. 3D render" title="typewriter for writing books. an old typewriter and white sheets around it. 3D render" class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9; object-position: 50% 35%;" data-corners="default" data-aspect="16:9" data-caption="" data-positionx="50%" data-positiony="35%" data-fullwidth="false" data-mce-src="https://cdn.durable.co/blocks/atLNvpmjsxREw8mpi3mMGvLedGidXoSrs0xIYYms8xMLt9l2Hgqb3ilTLfN13kIS.jpg" data-mce-style="aspect-ratio: 16/9; object-position: 50% 35%;"></figure><h3>Thank Your Parents and Be Grateful</h3><p>One of the first things Coach Amaker emphasized was the importance of gratitude. He encouraged us to thank our parents and remain appreciative of everything we have. He highlighted how crucial it is to stay grounded, be a good person, and cultivate relationships built on respect and kindness.</p><figure id="figure-rcdimenu9im18qf5mo"><img id="rcdimenu9im18qf5mo" src="https://images.unsplash.com/photo-1557395120-d48fc38063d6?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wyNjI5NjF8MHwxfHNlYXJjaHwyNHx8dGhhbmslMjB5b3V8ZW58MHx8fHwxNzI2NzE2NzEzfDA&amp;ixlib=rb-4.0.3&amp;q=80&amp;w=1080" alt="thank you very much sign" title="thank you very much sign" class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9; object-position: undefined undefined;" data-corners="default" data-aspect="16:9" data-caption="" data-positionx="undefined" data-positiony="undefined" data-fullwidth="false" data-mce-src="https://images.unsplash.com/photo-1557395120-d48fc38063d6?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wyNjI5NjF8MHwxfHNlYXJjaHwyNHx8dGhhbmslMjB5b3V8ZW58MHx8fHwxNzI2NzE2NzEzfDA&amp;ixlib=rb-4.0.3&amp;q=80&amp;w=1080" data-mce-style="aspect-ratio: 16/9; object-position: undefined undefined;"></figure><h3>Be a Good Teammate</h3><p>Coach Amaker stressed the importance of being unselfish on and off the court. Being a good teammate means supporting others, sharing success, and recognizing that a team’s chemistry is just as important as talent. He also reminded us that having fun and competing go hand-in-hand, and that true competitors thrive in environments where they enjoy the process.</p><figure id="figure-fs2ivack6m18qg0ce"><img id="fs2ivack6m18qg0ce" src="https://media.gettyimages.com/id/1346125184/photo/group-of-successful-multiethnic-business-team.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=6B89FTF7kNqJqd91pxFLJN_kkI0HuMCCT3mkOC0isZQ=" alt="Group of successful multiethnic business team" title="Group of successful multiethnic business team" class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9; object-position: center center;" data-corners="default" data-aspect="16:9" data-caption="" data-positionx="undefined" data-positiony="undefined" data-fullwidth="false" data-mce-src="https://media.gettyimages.com/id/1346125184/photo/group-of-successful-multiethnic-business-team.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=6B89FTF7kNqJqd91pxFLJN_kkI0HuMCCT3mkOC0isZQ=" data-mce-style="aspect-ratio: 16/9; object-position: center center;"></figure><h3>Three Things You Can’t Give or Take Back</h3><p>The wisdom that resonated the most with me was this: there are three things you can never give or take back—Time, Words, and Opportunity. This hit home as we discussed how to maximize our opportunities on the court, in the classroom, and in life. Time management and making the most of every moment became central themes throughout the camp.</p><h3>Academics Matter</h3><p>In the Ivy League, basketball and academics go hand-in-hand. Coach Amaker made it clear that you must have the grades to be recruited. At Harvard, the typical day for a basketball player begins early—waking up at 6 A.M., lifting weights before practice, and squeezing in as much as possible. There’s no such thing as a Christmas break, with the team practicing, traveling, and playing throughout the season. But this balance prepares athletes not just for the next four years, but the next forty.</p><figure id="figure-3lvo7ju57m18qgcp2"><img id="3lvo7ju57m18qgcp2" src="https://media.gettyimages.com/id/1495306092/photo/bible-reading-book-or-hands-of-family-in-prayer-support-or-hope-in-christianity-home-for.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=lzrRsBNAQ9A2jVlL5sszsgWbgw2K2BZ5X-iuDm7j3gU=" alt="Bible, reading book or hands of family in prayer, support or hope in Christianity home for worship together. Mother, father or grandparents studying, praying or learning God in religion with children" title="Bible, reading book or hands of family in prayer, support or hope in Christianity home for worship together. Mother, father or grandparents studying, praying or learning God in religion with children" class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9; object-position: center center;" data-corners="default" data-aspect="16:9" data-caption="" data-positionx="undefined" data-positiony="undefined" data-fullwidth="false" data-mce-src="https://media.gettyimages.com/id/1495306092/photo/bible-reading-book-or-hands-of-family-in-prayer-support-or-hope-in-christianity-home-for.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=lzrRsBNAQ9A2jVlL5sszsgWbgw2K2BZ5X-iuDm7j3gU=" data-mce-style="aspect-ratio: 16/9; object-position: center center;"></figure><h3>The Five P's and Visualization</h3><p>Coach Amaker shared the importance of the "Five P's": Proper Preparation Prevents Poor Performance. This mantra is essential not just in basketball but in life. Preparing for games, exams, and the future is the best way to ensure success. Harvard basketball players did a question and answer session and encouraged us to meditate and visualize our greatness. Mental strength is just as important as physical strength, and these techniques help players stay focused and ready for the pressures of competition.</p><figure id="figure-32x0jachopm18qkdbq"><img id="32x0jachopm18qkdbq" src="https://images.unsplash.com/photo-1532622785990-d2c36a76f5a6?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wyNjI5NjF8MHwxfHNlYXJjaHw2fHxzZXQlMjBnb2Fsc3xlbnwwfHx8fDE3MjY2NzAxODZ8MA&amp;ixlib=rb-4.0.3&amp;q=80&amp;w=1080" alt="two people drawing on whiteboard" title="two people drawing on whiteboard" class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9; object-position: center center;" data-corners="default" data-aspect="16:9" data-caption="" data-positionx="undefined" data-positiony="undefined" data-fullwidth="false" data-mce-src="https://images.unsplash.com/photo-1532622785990-d2c36a76f5a6?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wyNjI5NjF8MHwxfHNlYXJjaHw2fHxzZXQlMjBnb2Fsc3xlbnwwfHx8fDE3MjY2NzAxODZ8MA&amp;ixlib=rb-4.0.3&amp;q=80&amp;w=1080" data-mce-style="aspect-ratio: 16/9; object-position: center center;"></figure><h3>Ivy League Values and Legacy</h3><p>Ivy League basketball stands out because it emphasizes the long-term benefits of education. Harvard basketball players shared how Ivy League athletes choose schools based not on the next four years, but the next forty. Even though there are no athletic scholarships in the Ivy League, financial aid and need-based scholarships help ensure that athletes can attend Harvard. The Harvard basketball players stressed how proud they are of how Ivy League basketball has become more competitive, with players making it to the NBA and playing professionally overseas.</p><figure id="figure-6irenvrfnom1bger5v"><img id="6irenvrfnom1bger5v" src="https://media.gettyimages.com/id/539018591/photo/harvard-moors-hall.jpg?b=1&s=2048x2048&w=0&k=20&c=SU33IaIA8jFGAWWdldeNKA-B9gnoZ_4j9P3CTIsXJ7w=" alt="Harvard Moors Hall" title="Harvard Moors Hall" class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9; object-position: undefined undefined;" data-corners="default" data-aspect="16:9" data-caption="" data-positionX="undefined" data-positionY="undefined" data-fullWidth="false"/></figure><h3>The Harvard Basketball Family</h3><p>One thing that stood out to me was how Coach Amaker described Harvard basketball as a family. Relationships matter, and that sense of camaraderie defines the team’s culture. No redshirts (unless injured), no excuses—Harvard players embrace responsibility and are committed to doing well both on the court and in life. The team aims to advance in the NCAA Tournament and become a championship-caliber group, but also to “Do Well and Do Good.”</p><h3>Player Development and Expectations</h3><p>Some Harvard players spend a post-graduate year at a prep school to continue developing their skills. Players typically live in dorms close to the athletic facility, and while they aren't required to stay in Cambridge for the summer, they are expected to continue working on their game and preparing for the next season. The physical tests players undergo in the fall set the bar high, like running a mile within a specific time frame.</p><h3>Balancing Academics and Athletics</h3><p>Success at Harvard requires balancing academics and basketball. Players receive their schedules on Sundays and must organize their week, ensuring that they keep up with classwork while managing a full basketball schedule. Communication with professors is essential when traveling for games, as players are expected to maintain professionalism in all aspects of their lives.</p><figure id="figure-3vznm6m56jm1bgdydz"><img id="3vznm6m56jm1bgdydz" src="https://cdn.durable.co/blocks/ejq7M5dxsekCLnsGE2aqMw6v7Hj84TyWsRwVAYn5de3762bwS88KuSMAVuN7FyrU.jpg" alt="Creative writing at home by female hands enjoying a calm, peaceful day off indoors. Woman making notes in a journal, expressing her feelings and thoughts while making a note of a personal experience" title="Creative writing at home by female hands enjoying a calm, peaceful day off indoors. Woman making notes in a journal, expressing her feelings and thoughts while making a note of a personal experience" class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9; object-position: center center;" data-corners="default" data-aspect="16:9" data-caption="" data-positionx="undefined" data-positiony="undefined" data-fullwidth="false" data-mce-src="https://cdn.durable.co/blocks/ejq7M5dxsekCLnsGE2aqMw6v7Hj84TyWsRwVAYn5de3762bwS88KuSMAVuN7FyrU.jpg" data-mce-style="aspect-ratio: 16/9; object-position: center center;"></figure><h3>Expect Nothing, Appreciate Everything</h3><p>This statement summed up the Harvard experience—players are encouraged to work hard, stay humble, and be grateful for the opportunities they receive. Coach Amaker hosts a monthly breakfast for the team, inviting notable figures like corporate executives and even President Barack Obama to speak. This shows that Harvard basketball is about more than just the game; it’s about building a network and a future beyond sports.</p><h3>Final Thoughts</h3><p>My time at Coach Amaker’s academy taught me that basketball is as much about personal growth as it is about winning. It’s about being prepared, disciplined, and grateful while keeping an eye on the bigger picture. These lessons have left a lasting impression on me, shaping how I approach both basketball and life.</p><figure id="figure-8mih0rks4m18qdpvc"><img id="8mih0rks4m18qdpvc" src="https://cdn.durable.co/blocks/147OCibbUTZJbHwiypvF3un78IXpmpsydbzkeE49Zvw7q1bBJBzHncNCgvdxvLmd.jpg" alt="Happy young woman sitting at home with pen and paper" title="Happy young woman sitting at home with pen and paper" class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9; object-position: 50% 10%;" data-corners="default" data-aspect="16:9" data-caption="" data-positionx="50%" data-positiony="10%" data-fullwidth="false" data-mce-src="https://cdn.durable.co/blocks/147OCibbUTZJbHwiypvF3un78IXpmpsydbzkeE49Zvw7q1bBJBzHncNCgvdxvLmd.jpg" data-mce-style="aspect-ratio: 16/9; object-position: 50% 10%;"></figure><p><br></p><p>---</p><p>by Bradley Collier, author, student, and athlete: &nbsp;</p><p>http://www.BradleyCollier.net</p>

My Experience at Coach Tommy Amaker's Basketball Academy at Harvard University

<h3>Start with a Solid Plan</h3><p>Before you start writing, create a plan. Outline your book's structure, including chapters and key points. This will help you stay organized and focused.</p><figure id="figure-krgkk46rabm17ya6ei"><img id="krgkk46rabm17ya6ei" src="https://images.unsplash.com/photo-1517245386807-bb43f82c33c4?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wyNjI5NjF8MHwxfHNlYXJjaHw2fHxjb25zdWx0YW50fGVufDB8fHx8MTcwNjgyNDkxOXww&amp;ixlib=rb-4.0.3&amp;q=80&amp;w=1080" alt="black smartphone near person" title="black smartphone near person" class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9; object-position: center center;" data-corners="default" data-aspect="16:9" data-caption="" data-positionx="undefined" data-positiony="undefined" data-fullwidth="false" data-mce-src="https://images.unsplash.com/photo-1517245386807-bb43f82c33c4?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wyNjI5NjF8MHwxfHNlYXJjaHw2fHxjb25zdWx0YW50fGVufDB8fHx8MTcwNjgyNDkxOXww&amp;ixlib=rb-4.0.3&amp;q=80&amp;w=1080" data-mce-style="aspect-ratio: 16/9; object-position: center center;"></figure><h3>Write Every Day</h3><p>Consistency is key. Make writing a daily habit. Even if it's just for 30 minutes, regular writing will help you develop your skills and keep your momentum going.</p><figure id="figure-fthzurmk1hm17yc1wo"><img id="fthzurmk1hm17yc1wo" src="https://media.gettyimages.com/id/849683940/photo/male-student-hands-making-research-on-laptop-and-browse-internet-for-preparing-exam-and.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=PG-YGeifmuXtWwKFGcMSOucSHc0vWvLQ18Cud9eNfRU=" alt="male student hands making research on laptop and browse internet for preparing exam and learning lessons in library" title="male student hands making research on laptop and browse internet for preparing exam and learning lessons in library" class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9; object-position: center center;" data-corners="default" data-aspect="16:9" data-caption="" data-positionx="undefined" data-positiony="undefined" data-fullwidth="false" data-mce-src="https://media.gettyimages.com/id/849683940/photo/male-student-hands-making-research-on-laptop-and-browse-internet-for-preparing-exam-and.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=PG-YGeifmuXtWwKFGcMSOucSHc0vWvLQ18Cud9eNfRU=" data-mce-style="aspect-ratio: 16/9; object-position: center center;"></figure><h3>Edit and Revise</h3><p>First drafts are rarely perfect. Take time to revise and edit your work. Look for clarity, coherence, and flow. Don't be afraid to make changes.</p><figure id="figure-nb11yg970em17ycbva"><img id="nb11yg970em17ycbva" src="https://media.gettyimages.com/id/1673066852/photo/write-down-your-reading-impressions.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=7RdBeiGiBxIunBkjBmMSGb9mObSY5e893d1Es_RayUQ=" alt="Write down your reading impressions." title="Write down your reading impressions." class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9; object-position: center center;" data-corners="default" data-aspect="16:9" data-caption="" data-positionx="undefined" data-positiony="undefined" data-fullwidth="false" data-mce-src="https://media.gettyimages.com/id/1673066852/photo/write-down-your-reading-impressions.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=7RdBeiGiBxIunBkjBmMSGb9mObSY5e893d1Es_RayUQ=" data-mce-style="aspect-ratio: 16/9; object-position: center center;"></figure><h3>Research Publishing Options</h3><p>There are many ways to publish a book today. Traditional publishing, self-publishing, and hybrid publishing are all options. Research each one to find the best fit for you.</p><figure id="figure-tc3q4d4bbm17yclp7"><img id="tc3q4d4bbm17yclp7" src="https://media.gettyimages.com/id/1680285819/photo/teamwork-with-business-people-analysis-cost-graph-on-the-desk-in-the-meeting-room-the.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=NsAbWdw-fj8kQ_bFWGW4k-gUiYyXHn5pAvkA9cqrHqE=" alt="Teamwork with business people analysis cost graph on the desk in the meeting room. The business team discussed meetings and briefing strategies. Negotiation, Analysis, Discussion" title="Teamwork with business people analysis cost graph on the desk in the meeting room. The business team discussed meetings and briefing strategies. Negotiation, Analysis, Discussion" class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9; object-position: center center;" data-corners="default" data-aspect="16:9" data-caption="" data-positionx="undefined" data-positiony="undefined" data-fullwidth="false" data-mce-src="https://media.gettyimages.com/id/1680285819/photo/teamwork-with-business-people-analysis-cost-graph-on-the-desk-in-the-meeting-room-the.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=NsAbWdw-fj8kQ_bFWGW4k-gUiYyXHn5pAvkA9cqrHqE=" data-mce-style="aspect-ratio: 16/9; object-position: center center;"></figure><h3>Stay Persistent&nbsp;</h3><p>Publishing a book is a marathon, not a sprint. There will be challenges along the way. Stay persistent and keep pushing forward. Your dedication will pay off. &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;</p><figure id="figure-sjtmpsh71pm17ydtgn"><img id="sjtmpsh71pm17ydtgn" src="https://media.gettyimages.com/id/1832968382/photo/close-up-of-man-hand-using-writing-pen-memo-on-notebook-paper-or-letter-diary-on-table-desk.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=gVNYJ-71O4WwBZv4fA9MEAUOF0gGOm-zgqY52O4ImOA=" alt="Close-up of man hand using writing pen memo on notebook paper or letter, diary on table desk office. Workplace for student, writer with copy space. business working and learning education concept." title="Close-up of man hand using writing pen memo on notebook paper or letter, diary on table desk office. Workplace for student, writer with copy space. business working and learning education concept." class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9; object-position: center center;" data-corners="default" data-aspect="16:9" data-caption="" data-positionx="undefined" data-positiony="undefined" data-fullwidth="false" data-mce-src="https://media.gettyimages.com/id/1832968382/photo/close-up-of-man-hand-using-writing-pen-memo-on-notebook-paper-or-letter-diary-on-table-desk.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=gVNYJ-71O4WwBZv4fA9MEAUOF0gGOm-zgqY52O4ImOA=" data-mce-style="aspect-ratio: 16/9; object-position: center center;"></figure><h3>Seek Feedback &nbsp;</h3><p>Getting input from others can provide fresh perspectives and help identify areas of improvement in your writing. Sharing your work with trusted peers or mentors can enhance the quality of your manuscript.</p><figure id="figure-vk09s1kevnm17yr6c1"><img id="vk09s1kevnm17yr6c1" src="https://media.gettyimages.com/id/1797657525/photo/business-woman-team-and-tablet-for-data-analysis-marketing-proposal-and-support-or-advice-in.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=IVfcEK7qFiEQ-DHf_2xLiAeqO49h7BUW7XuaIoJvm7o=" alt="Business woman, team and tablet for data analysis, marketing proposal and support or advice in office. Professional analyst, clients or manager on digital technology for b2b collaboration in meeting" title="Business woman, team and tablet for data analysis, marketing proposal and support or advice in office. Professional analyst, clients or manager on digital technology for b2b collaboration in meeting" class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9; object-position: center center;" data-corners="default" data-aspect="16:9" data-caption="" data-positionx="undefined" data-positiony="undefined" data-fullwidth="false" data-mce-src="https://media.gettyimages.com/id/1797657525/photo/business-woman-team-and-tablet-for-data-analysis-marketing-proposal-and-support-or-advice-in.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=IVfcEK7qFiEQ-DHf_2xLiAeqO49h7BUW7XuaIoJvm7o=" data-mce-style="aspect-ratio: 16/9; object-position: center center;"></figure><h3>Read Regularly &nbsp;</h3><p>Reading widely within your genre (and outside of it) helps improve your writing skills. It exposes you to different styles, tones, and storytelling techniques that you can apply to your own work.</p><figure id="figure-gw0sfdrdrhm17yt06x"><img id="gw0sfdrdrhm17yt06x" src="https://media.gettyimages.com/id/1344229646/photo/happy-african-american-student-guy-reading-book-outdoors-preparing-for-lectures-while-sitting.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=G4LIARAQZ4St1tuRib0N-RDTGpa9byuxi9O9Z5uy6Jc=" alt="Happy african american student guy reading book outdoors, preparing for lectures while sitting in university campus" title="Happy african american student guy reading book outdoors, preparing for lectures while sitting in university campus" class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9; object-position: undefined undefined;" data-corners="default" data-aspect="16:9" data-caption="" data-positionx="undefined" data-positiony="undefined" data-fullwidth="false" data-mce-src="https://media.gettyimages.com/id/1344229646/photo/happy-african-american-student-guy-reading-book-outdoors-preparing-for-lectures-while-sitting.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=G4LIARAQZ4St1tuRib0N-RDTGpa9byuxi9O9Z5uy6Jc=" data-mce-style="aspect-ratio: 16/9; object-position: undefined undefined;"></figure><h3>Set Realistic Goals &nbsp;</h3><p>Establish achievable writing goals, whether it's word count targets or deadlines for completing chapters. Setting manageable goals helps you maintain momentum and makes larger projects less overwhelming.</p><figure id="figure-fg13tv394m17yu2q5"><img id="fg13tv394m17yu2q5" src="https://images.unsplash.com/photo-1532619187608-e5375cab36aa?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wyNjI5NjF8MHwxfHNlYXJjaHw0fHxzZXN0JTIwZ29hbHN8ZW58MHx8fHwxNzI2NjcwMjQxfDA&amp;ixlib=rb-4.0.3&amp;q=80&amp;w=1080" alt="man drawing on dry-erase board" title="man drawing on dry-erase board" class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9; object-position: center center;" data-corners="default" data-aspect="16:9" data-caption="" data-positionx="undefined" data-positiony="undefined" data-fullwidth="false" data-mce-src="https://images.unsplash.com/photo-1532619187608-e5375cab36aa?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wyNjI5NjF8MHwxfHNlYXJjaHw0fHxzZXN0JTIwZ29hbHN8ZW58MHx8fHwxNzI2NjcwMjQxfDA&amp;ixlib=rb-4.0.3&amp;q=80&amp;w=1080" data-mce-style="aspect-ratio: 16/9; object-position: center center;"></figure><h3>Embrace Rejection as Part of the Process &nbsp;</h3><p>Rejection is inevitable in writing, but it can be a tool for growth. Every "no" brings you closer to a "yes," and learning from rejection helps you refine your work and approach.</p><figure id="figure-8k4gf1pg7m17yw61v"><img id="8k4gf1pg7m17yw61v" src="https://media.gettyimages.com/id/874088784/photo/beautiful-young-woman-reading-newspaper-and-drinking-coffee-in-coffee-shop.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=FGOHJr4cE-flzHvv6vDVRs48cHnaySxyPgMaG9v51LA=" alt="Beautiful young woman reading newspaper and drinking coffee  in coffee shop" title="Beautiful young woman reading newspaper and drinking coffee  in coffee shop" class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9; object-position: center center;" data-corners="default" data-aspect="16:9" data-caption="" data-positionx="undefined" data-positiony="undefined" data-fullwidth="false" data-mce-src="https://media.gettyimages.com/id/874088784/photo/beautiful-young-woman-reading-newspaper-and-drinking-coffee-in-coffee-shop.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=FGOHJr4cE-flzHvv6vDVRs48cHnaySxyPgMaG9v51LA=" data-mce-style="aspect-ratio: 16/9; object-position: center center;"></figure><h3>Stay Open to Learning &nbsp;</h3><p>Writing is a lifelong learning process. Always be open to improving your craft through workshops, courses, or self-study to stay current and continuously grow as a writer.</p><figure id="figure-ij63tk08yjm17ywnjv"><img id="ij63tk08yjm17ywnjv" src="https://media.gettyimages.com/id/1183295518/photo/portrait-of-cute-mixed-race-student-with-curly-hair-and-in-turtleneck-sitting-in-cafe-and.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=quyLaEACWEMnGPXW_iUdSLa54vsWdQf1j_r8jKFL6RE=" alt="Portrait of cute mixed race student with curly hair and in turtleneck sitting in cafe and studying for exams." title="Portrait of cute mixed race student with curly hair and in turtleneck sitting in cafe and studying for exams." class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9; object-position: center center;" data-corners="default" data-aspect="16:9" data-caption="" data-positionx="undefined" data-positiony="undefined" data-fullwidth="false" data-mce-src="https://media.gettyimages.com/id/1183295518/photo/portrait-of-cute-mixed-race-student-with-curly-hair-and-in-turtleneck-sitting-in-cafe-and.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=quyLaEACWEMnGPXW_iUdSLa54vsWdQf1j_r8jKFL6RE=" data-mce-style="aspect-ratio: 16/9; object-position: center center;"></figure><p>---</p><p>by Bradley Collier, author, student, and athlete: &nbsp;</p><p>http://www.BradleyCollier.net</p>

Bradley Collier

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